Hail Damage Do’s and Don’ts When Hiring a Contractor

Dealing with hail damage can be a challenging task for homeowners in Colorado. After a hail storm, it becomes necessary to hire a contractor for damage assessment and necessary repairs. This article will provide comprehensive guidance on what to do and what not to do when hiring a contractor in Colorado to handle hail damage.

Understanding Hail Damage

Hailstorms are a common occurrence in Colorado, with hailstones varying in size and potential to cause damage. Hail damage can impact various parts of your home, from roofing and siding to windows and gutters.

Initial Steps to Take After a Hailstorm

After a hailstorm, the first step is to assess the damage. This will help determine the severity of the situation and guide the rest of your actions.

Insurance Coverage

Typically, home insurance policies cover hail damage. Contact your insurance provider immediately to understand what is covered and the claim process. Document the damage extensively with photos and notes for the claims process.

Do's When Hiring a Hail Damage Contractor in Colorado

Knowing what to do when hiring a contractor will save you from unnecessary headaches, ensuring the restoration process is smooth. 

Also, be weary of Roofing Strom Chasers. Storm Chasers are contractors who only come to sell roofs after a storm or that chase storms in order to find homeowners who are afraid but haven't suffered any damage. These people do this in order to make quick money at the expense of scaring home and business owners. Be sure to look at the license plate of the roofer knocking on your door—many storm chasers come from out of town. 

As of 2013, Colorado Roofing Association contractor members must have a local Colorado address. Click here to learn more about our CRA Members and hire one for your next roofing project. 

Below are some steps for what you should do when hiring a roofing contractor: 

Verify Credentials

Hire a contractor with the appropriate licenses and insurance coverage. The State of Colorado doesn't require roofing contractors to have licenses. However, many cities and counties do. So, check with your local municipality.

Ask for References

Reliable contractors will have a list of past clients who are satisfied with their work. Get in touch with these references to gain insight into the contractor’s reliability and quality of work.

Get Multiple Estimates

Obtain at least three estimates from different contractors. This helps you understand the average cost of repairs and avoid being overcharged.

Read the Contract Thoroughly

Before you sign, make sure you thoroughly understand the terms of the contract. If there are any areas you don’t understand, ask for clarification.

Don'ts When Hiring a Hail Damage Contractor in Colorado

Avoiding certain actions can be as important as knowing what to do. Here are some critical don'ts to remember.

Don’t Pay Upfront

Reputable contractors will not ask for full payment upfront. It is common to pay a portion of the cost upfront, with the balance due upon completion of the work.

Don’t Skip the Damage Assessment

Never skip the damage assessment process. A professional contractor will offer a thorough inspection and a detailed estimate of the necessary repairs.

Don’t Ignore Local Regulations

Each locality in Colorado may have its own building codes and regulations. Ensure that your contractor is aware of these and complies with all local regulations.

Choosing the Right Hail Damage Contractor

Finding the right contractor is crucial for a hassle-free restoration process. Look for a contractor who has local experience, is responsive to your queries, provides a detailed estimate, and has excellent reviews and references. For more tips, check out, 7 Tips to Choosing a Legitimate Contractor. 

Conclusion

Hail damage can be an overwhelming experience for any homeowner. Knowing the do's and don’ts when hiring a hail damage contractor in Colorado can make the process more manageable and ensure that you have the best team working to restore your home. Make sure to be thorough, take your time, and trust your instincts to make the right decisions.

FAQs

1. How can I identify hail damage on my property? Hail damage often appears as dents on your roof, cracked or broken windows, or damaged siding or gutters.

2. Should I always hire a contractor after a hailstorm? If the hailstorm was severe or you notice visible damage, it's recommended to hire a professional contractor for a thorough assessment.

3. What should be included in the contractor’s estimate? The estimate should include detailed costs for labor and materials, start and end dates, and information about the warranty.

4. What can I do if I’m unsatisfied with the contractor’s work? If you're not satisfied with the work, discuss your concerns with the contractor. If unresolved, you may file a complaint with your local consumer protection office.

5. Can I do the repairs myself? DIY repairs can lead to more damage if not done correctly. It's always recommended to hire a professional to ensure the work is done right.