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Colorado
Roofing Association
Workers Comp Safety Group
Since 1998,
the Colorado Roofing Association has partnered with Moody Insurance
Agency, Inc. and Pinnacol Assurance in order to provide our members
with a quality workers' compensation insurance program.
As you
can see below, the CRA program has an impressive history of dividend
payouts starting with the first year of inception.
1998/1999
$379,356
1999/2000 $415,641
2000/2001 $490,696
2001/2002 $475,236
2002/2003 $214,401
2003/2004 $313,800
2004/2005 $220,833
2005/2006 $23,000*
2006/2007 $21,221*
2007/2008 $50,229*
* CRA’s Group program did not receive a dividend payment in 2005/2006, 2006/2007, 2007/2008, but group members still benefited from the association portion of the General Dividend that went out to all Pinnacol policy holders.
Benefits
of CRAs WC Safety Group
For qualifying
members, the program has many benefits including:
- 4% upfront
discount in addition to any credits each account is already receiving
through Pinnacol.
- Large
group purchasing power for additional services, i.e. Training, loss
control etc. that smaller contractors would not normally receive independently.
- Pinnacols
preferred pricing for association programs.
- Claims
manager within Moody Insurance office that is a former Pinnacol employee
with workers' compensation expertise.
Criteria
for CRAs Safety Group
- Formal
written safety manual.
- Active
in pursuing cost containment certification within six months and have
certification within 18 months from inception of policy.
- Use
a minimum of a $1,000 deductible for claims.
- Use
the group's loss history for dividend calculations.
- Participate
in at least semi-annual loss control reports.
- Participate
in post accident drug screening.
- Adherence
to safety group recommendations with written response to group's concerns.
- Experience
modification of at least 1.0 subject to review of safety group.
- Membership
in good standing with CRA.
- Attendance
of at least one meeting annually.
- Active
in an association committee or board position within five years.
Call
Brad Moody at 303-824-6600 to receive additional information regarding
this program.
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